Plastic debt trap, or convenient payment tool?
With a bit of self-discipline and some know-how, you can make your cards work for you, rather than the other way round.
It helps to know how the credit card industry works and makes its profits, so this site explains terms such as APR and compound interest. You can also find out how the credit card companies might be making profits at your expense without you even realizing it.
4Money Credit Card Guide >