Plastic debt trap, or convenient payment tool?
With a bit of self-discipline and some know-how, you can make your cards work for you, rather than the other way round.

It helps to know how the credit card industry works and makes its profits, so this site explains terms such as APR and compound interest. You can also find out how the credit card companies might be making profits at your expense without you even realizing it.
4Money Credit Card Guide >

Money laid bare
Advice and information from the Financial Services Authority - but in language that everyone can understand. Find out about managing your money, with lots of practical tips - but no confusing jargon.
Money Laid Bare >

A problem with your card purchase?
If there is a problem with a credit card purchase, the credit card company may be liable as well as the supplier. This can provide you, the purchaser, with extra protection. Go to this BBC Watchdog Guide and find out more about this and what to do if your credit card purchase goes wrong.
BBC Watchdog >

Don’t be a fraud statistic!
Credit and debit cards are an easy way to pay for your purchases, and you may feel safer if you're not carrying cash. However, they can be fraudulently used in a number of ways to run up huge bills in your name. Here is a site especially designed for young adults to find out how to prevent card fraud, and what to do if you are unlucky enough to be a victim.
TheSite >

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